Truck Accident Lawyer – What Should You Say to the Insurance Companies?

Truck accidents can be devastating, particularly because of their size and speed. When a smaller car collides with one, the people inside the smaller vehicle are more likely to sustain severe injuries and endure long-term complications from the incident. If you or a loved one was injured in a truck accident, you deserve compensation for your damages. However, obtaining fair compensation is often difficult without the help of a skilled New York truck accident lawyer.

There are many parties that might be liable for your losses in a truck accident claim. If you were injured because a driver was under the influence of alcohol or drugs or they violated strict federal regulations on driving times and breaks, they should be held liable in a lawsuit. If a defective part on the truck caused the crash, the company that manufactured or distributed it might also be liable.

In addition, if the accident occurred in a school zone, you may be able to file a claim against a school district. School districts have special rules for drivers and often implement reduced speed limits. They can also use warning signals and crosswalks to keep students safe. This type of case is typically more complex because there are multiple liable parties.

A truck accident attorney can help you sort out who is liable for your losses and hold them responsible. Your attorney can also investigate the different types of evidence in your claim, such as police reports, videos or photos from the scene, data from the truck’s black box, eyewitness statements and expert testimony. The more evidence that is available, the stronger your case will be and the more likely you will receive a high settlement offer.

What Should You Say to the Insurance Companies?

If you have to speak to an insurance company, be polite but brief. The information you provide could be used to twist your facts, reduce your payout or even shift the blame for the crash to you. A knowledgeable NYC truck accident lawyer can deal with these tactics and recognize them for what they are – attempts to avoid paying you a fair settlement.

While speaking to the insurance company, never lie or sign anything unless you are instructed to do so by your lawyer. If you are asked whether you are feeling okay, always respond that you need to see a doctor. Even seemingly minor aches and pains can indicate serious injuries that require extensive medical treatment.

A qualified NYC truck accident lawyer can handle all communications and negotiations with the insurance company on your behalf. They can evaluate the insurance policy and accurately account for all of your losses, then negotiate for a satisfactory settlement that covers them all. This eliminates the stress of dealing with an insurance company and lets you focus on getting well. The attorneys at Jay S. Knispel & Associates are experienced New York truck accident lawyers ready to stand up against the insurance company and their lawyers to fight for you. Contact us today for a free consultation.